Posteo
Birdie_OKX
Tokenized deposits and stablecoins may look similar on-chain, but their balance-sheet effects point in different directions. Deposits preserve bank funding; stablecoins gain utility by moving across wallets, platforms and chains. That portability is the advantage, yet instant transferability could also make bank funding more rate-sensitive.
The key signal is not an assumed $700B loss of deposits or loans. The Dallas Fed scenario describes roughly $700B less 10-year-equivalent risk capacity. If that pressure materializes, the contest with USDT and USDC may be shaped as much by bank credit economics as by payment technology. Not advice, just analysis.
#BankTokensVsStablecoins
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Criptos en tendencia
BTC/USDTBitcoin
$85.691,4+0,01%
ETH/USDTEthereum
$2707,56+0,00%
SOL/USDTSolana
$120,25+0,01%
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